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Samsung also keeps your funds and data safe during the payment process.

Sometimes, you'll need to enter a one-time password so that your card provider knows it's you making the purchase. Samsung also encrypts your payment information when you complete a transaction, sending it via its own servers and then to the card provider for approval. You can also choose to sync your Samsung Wallet data with Samsung Cloud so that it can be backed up. As previously mentioned, the Samsung Wallet app lets you sign in using a password or fingerprint, but you can activate facial recognition if your phone supports such a feature. So, what do Google Pay and Samsung Pay offer in this respect?įirst, let's look at the login options. When it comes to the storage of your payment information and other sensitive data, it's paramount that the app you choose is equipped with adequate security features. Tap on this, and you'll be able to add payment cards, loyalty cards, vouchers, digital keys, event tickets, and even boarding passes to your account. After setting up a login option, you'll be met with a simple home screen with an Add button for quick access. Once you open the Samsung Wallet app, you're given the option of protecting your account via either a password, face recognition, or fingerprint login. So, let's take a look at the user interfaces of Samsung Wallet and Google Wallet to see which would suit you best. Google Wallet and Samsung Wallet are by no means very difficult to use, but some want the most simple, convenient option, especially if you don't consider yourself very tech-savvy. On a Samsung phone, the Samsung Wallet app should be installed by default, but you'll have to head to the Play Store to download the Google Wallet app. Google Wallet was formerly known as Google Pay, but the former still offers the same features as the latter. While Samsung Wallet is a combination of Samsung Pass and Samsung Pay, Google Wallet is a combination of Google Wallet and Android Pay. If you want to access Google Pay or Samsung Pay, you'll need to download the Samsung Wallet or Google Wallet app.